00;00;06;16 - 00;00;29;17

Unknown

Welcome to the Profit First for Real Estate Investing podcast. Every week we bring you top investors and experts sharing how they create clarity, cash flow and consistent profit. This episode is brought to you by simple CFO. Profit first. Profit always. Let's go. Today we have investor Mel and Dave. Well we have the Dave portion and they are incredible real estate investors.

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Unknown

He has a firefighting background and he tells us about his real estate journey, how he creatively buys the deals, some of the things that make them unique in the real estate space. And this is an episode where if you're wanting to make more money, I know that he can help you and gave some very actionable advice. There also a husband wife duo and he gave the secret sauce to staying married while you're working with your partner, so I hope that helps you as well too.

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Unknown

If you're especially if you're working with your significant other. Thank you for being a listener of the first story I show. Hey everyone, it's David Richter here again at the Profit First I podcast here with a super special guest here today we have of the team investor Mel and Dave. We have the Dave portion. So we're missing the middle portion.

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Unknown

But we'll have to get both of you on some time. But Dave, thanks for being on the podcast today. Yeah. David, thank you so much. And, you know, it's funny, sometimes we do have to divide and conquer, and I'll, I'll actually get the question. Oh, we wish we had Mel today is that. Have you ever think.

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Unknown

All right. So thanks for not saying that I. Yeah. Yeah for sure. Well I know you team, you are a dynamic duo. You've got a great team and I you know what? Before we even get into what you do, how is it like working with your spouse. So a lot of people will tell me that even friends, like, how do you guys work together all the time, right.

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Unknown

And, we learned in the beginning very quickly that. Right. Just like any other couple will have disagreements, will have arguments sometimes. And I think our secret sauce is get over it. Right. Is this is this getting us in the better direction or the worst direction, you know, is this and get over it. So I know sometimes I'm wrong.

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Unknown

She knows sometimes she's wrong. But we have our disagreements and we move on. We go to the next thing. So yeah, we get over well, that's pretty cool. So you came to that agreement. How many years to come to there? Was that first year or was that 10th year, you know, right. Yeah. I don't even remember. I don't I didn't know if we had the conversation.

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Unknown

I think we just sort of it happened and it would work. Then we both kind of know it works. So I know when I'm wrong, I kind of just, you know, eat it and keep going on, but, like any other married guy, but, Yeah. So. Okay. That's very interesting. I like that a lot. So how long have you guys been working together, I should say, and, like, have this business where you're helping a ton of people.

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Unknown

Probably. Well, Mel quit her job in 2018, and I was shortly after. Right. I use any firefighter. And she worked at our local college here. So yeah, probably 2018 break for Covid as well. We kind of full, full time, nonstop all day, every day together. Yeah. Okay. So it's been several years. Where are we now, 2024. So like 6 or 7 years into it that you guys are okay.

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Unknown

Can you believe it? That's already 20, 24. It's. Yeah. Seems like just yesterday it was another year. But I like that secret sauce a lot where you guys have come together with that. I think a lot of people would be scared of working with their spouse, too, because, Oh. Has this. Have you ever taken a personality test or whatever?

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Unknown

Are you both the high A or like, you know, the red or whatever it might be decide, you know, like, how do you guys fall on the I don't know if you've ever taken one of those. Yeah. We have. So I think I was like 95 or 98%. And then she was I think she was half and half die.

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Unknown

That's awesome. That's a very that's a very much, you both seem like you might be drivers then. And she's she's a talker, too. Well, she's kind of the glue, right where I'm like. I'm like, hey, let's let's just go. And she's more key. Let's go. But let's make sure that, she's a little bit more of the break.

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Unknown

But we're still very much gas. But she makes it. She makes sure that, the plan follows through and that that's not just a pipe dream. And, another idea. So. Yeah. So then would you say you're more visionary? She's more like integrator or operator, in the business, 100% on her. Okay. Yeah. So whose idea was it to get into real estate and to get it go down this road?

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Unknown

Well, okay, I love that. So this was something that was both of our passions, right? So, I met Mel. She was two. She had a previous marriage. So we're blended family now. We have three kids, so she has two from a previous and one together. And when I met one of them, one of the, like, one of the most attractive things to me about Mel was that she had income properties.

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Unknown

And I was like, OMG, right when I met her because I had bought in a single family home, I was living in it and I wanted to do it. It was a big goal of mine, but again, I didn't have that integrated into this and I was scared and nervous. So when we met, it was like, all right, let's let's take this to the next level.

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Unknown

So, that was both right. She didn't perform it, to be honest, would be me, but yeah. Oh, well, that's very cool. And I love how you said that was attractive to you. Like someone who's been out there and, you know, done something because. Oh, I was just earlier on with someone and they said one of the biggest breakthroughs that they have with people is like fear, you know, getting over that fear.

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Unknown

And, you know, like, if someone's already gone down that road, gotten their first house, usually they've already conquered at least that first hurdle. So it seems like that was very appealing to you and you were a firefighter, so you came from the fire. Well that's awesome. So how did you hear about real estate, or was it through Mel?

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Unknown

Or was it like before that while you were a firefighter and you were reading like, what gave you the bug while you were doing that other stuff? Yeah, I the first time I even thought or heard about income properties was I was a little I was in high school, I think, or even grade school or high school, I forget now, or in middle school, I mean, and one of my, one of the guys on our hockey team, his dad had income properties and he lent me a book and I read it and it kind of it kind of planted a seed.

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Unknown

Right. And then, yeah, it must have been, what, 16 or 14, I guess. Doesn't matter. But it planted that seed. And as I was growing up and I kept hearing about it, I was like, oh. And then, you know, I think I met Mel when I was 25, 26. And that seed was still there. And more and more I was a firefighter and still, you know, I was like, hey, I got my dream job.

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Unknown

I went to school, bought a house like, I should be rolling in it, right? Like, and I think that's when I was like, you know what? I got to get into this passive income. I got to get into real estate. So yeah, it was a book from one of my hockey buddies, my hockey team, and then met Mel and.

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Unknown

Yeah, that's pretty cool. I, I love that because that's where I started with us all. Start with a book for me was Rich dad, Poor Dad. I'm not very creative. So I got into it there, but that was, That's awesome. I love that journey. Then you partner with Mel and you know, big sounds like became life partners too.

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Unknown

And then from there is that when it started growing because then you got involved as well. And, you know, because the visionary brain, it's like you want to go a mile a minute in 16 different directions. So like, how did that go when you first started ramping up? So just like everyone else, we we bought the first one together, you know, using our own savings.

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Unknown

And we refiled a year later at the bank and then we bought another, like with just the typical, you know, sync story that everyone says. And then the financials and we were buying our own names back then. So the bank said, I think we had 4 or 5 and they said, no, you're maxed out. Head office says, no, you're done.

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Unknown

And we're like, we're done. Like we're we have high income or our, total debt service ratios are good. Like, what do you mean, like. So that's when we found rich dad. Poor dad. I wish I read that book earlier. That's when we found that rocket dude and realized other people's money and good debt. And then the second we found that we literally buy 12 properties in 12 months.

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Unknown

So it was that it was that ingredient of stop, you know, taking away from the bank as, as, and LBO and other people's money. Right. Done properly, obviously, but that was the rocket fuel, right? Okay. That's so cool. I love that you were on your journey. And then basically the bank, which is hilarious, right? It's like you said, high income.

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Unknown

You're still a great risk. Like the debt to income still matched up. It's not like you were going wildly out. And they're just like they cut you off at the knees, you know, like to be like, no more. Which forced you to do something creative. You know, I can. Yeah. I did that to. Yeah, yeah, yeah. It's like when you're going through it, it's like, what what the heck is going on here?

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Unknown

But okay. No, I like that a lot. And then you read a chapter and then you in any poured, you know, gasoline on that fire, it sounds like. Then when did you get the passion that you wanted to teach people and get into coaching? Okay, I love it. And thank you for asking that question because Mel and I fell into it.

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Unknown

Like, honestly, we were so like, now we're all over social media loud and proud and all that stuff and like, but we were we had scarcity mindset. Like, we weren't telling our parents. We were telling our friends, guys at the fire hall and I'm like, don't worry about it. Like, you know, just don't worry about it. And then so, basketball for 12 months and then in 2018, we're actually on our way to Niagara Falls for a real estate conference and had a terrible accident.

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Unknown

We we rolled on the highway like, four times. Almost died. The the police officers that attended were like, I can't believe you're walking out of this. Like, this doesn't even make sense. And not to get all cheesy on everyone here, but life does flash before your eyes. And because we had 18 properties at that point, I think about 76 doors.

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Unknown

And, what was I going to say Mel was so worried about? I got to go to work next week and we're traveling, but now I'm scared to travel. And that's all she kept saying. And I was like, oh my gosh. Like, we just we're live like, don't worry about work. Like. And she just anyway she couldn't get off it.

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Unknown

So thank goodness we had real estate. So she was able to, you know, walk away from her employment. But at that moment, is when we realized, why are we scared? Like, why are we not telling people like we have a system that works, and then we literally decided, no more scarcity. Our kids don't even know our buying buildings.

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Unknown

We need to start helping other people and showing other people. And then literally, we wrote a book, we started one off. We did like two beta programs. Beta a beta v. Yeah, I maybe like 5 or 6 people and they're like, oh, people actually want to learn this stuff. And then like the second one had like 20 people.

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Unknown

And next thing you know, the action family was it was created. So it was literally backwards, all from, almost dying pretty much. Oh yeah. It's a, it sounds like, a scary situation, but almost like where you said before, you know, into the, the bank cut us off at the knees, but we got through that.

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Unknown

It sounds like they thankfully, because you were able to walk away from it and everyone is still here. It's like that turned out for good as well, too. It seems like it's. Now you're. How many people are you teaching at a time in the action family? At the time of this recording, I think we have 2080 students, so over 2000.

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Unknown

I know if you had told me that at the hospital that day when we got cleared, that you'd have 2000 students, I would have said, yeah, yeah, good one. Like you're you're crazy. Yeah. Oh, man. So. Okay then what was that growth journey like? Because let's be honest, there's you go out to Facebook, Instagram. There's so many people that try to get into the coaching space to try and get out there.

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Unknown

A lot of them don't have 76 doors before they do it or like have properties and like have a good system. What made yours different that so many people have been attracted to it? What we hear a lot is because we're, we're pretty surface like Melanie. It's what you see is what you get. I think the difference a lot of people will tell us, hey, you, you guys just seem like, trustable, you know, down to earth people.

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Unknown

And we stand behind what we we we teach, right? Because, again, like, if we're putting our face on something like we have three kids, like the why can't be out there lying and doing bad things. I'm a dad first, right? So like so I agree with you. It's honestly what we teach. It is exactly what we do.

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Unknown

Like we now have over two. We've now purchased over 250 units. Right. And we're doing it for five countries. And that's literally what we show people how to buy properties, income producing properties, using other people's money done properly. Right. You got to pay them back first you have to exit, using no joint venture partners. That's our biggest thing.

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Unknown

So just like you write the profit first, I want to keep all the profits. So I don't have, partners. I don't joint JVs. I do borrow money, and I pay them right? Interest and no partners. All all, we own everything. Oh, man. There's so much to uncover and explore here. The first thing I want to do is the JV partner.

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Unknown

When did you take that stance? Did you have a bad experience that said, like, no. Or was this like, this is the line in the sand, we just don't want to we don't ever want to do this. Well, okay. So we we've never done the JV and I'm not against jv's like I'm not here. Like I have a lot of friends that make a ton of money.

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Unknown

So I'm not here. Don't take it as Dave thing. Like we've never done the JV. And I think going back to your Dave, what's your personality? You know we're having the D and D. Yeah. Well in the beginning when we're like let's take this to the next level, everyone kept saying, oh, well if you want to do that, you have to have joint ventures.

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Unknown

You have to have JV. That's the only way. And we're like, but I don't want to share the money and I don't want more importantly, the decision making. Right. So yeah, I think we took our hard stance stance. There was let's do it. You still using other people's money and you know, show people wrong. And that was kind of that's we made that decision and never never went back on it.

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Unknown

That was your D's coming out of like it told me we have to do it this way. What's a different total way that we can do, you know, like that's great, I love that that's that entrepreneur spirit in you. And so you teach a lot of people how to buy the income producing properties. Now are these a lot of single family multifamily?

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Unknown

Like what kind of properties are you teaching? Well, we specialize multifamily like I love multi. However, you know we do have people that do single family homes. Like we just bought a single family home in Ohio and it's very project our specialty, like our main, you know Lane is into multifamily. All right. I have to pause the episode real quick.

00;14;13;22 - 00;14;33;13

Unknown

If you're a real estate investor who's tired of wondering where your money is going or why you're closing deals, but still feeling broke, you need to talk to simple CFO, simple CFO is profit first certified and fully endorsed by Mike McHale. It's the creator of Profit First himself. Our team specializes in helping real estate investors finally get control of their cash flow.

00;14;33;18 - 00;14;54;12

Unknown

So you keep your money, you pay yourself consistently and build a business that doesn't run on chaos. We'll help you implement the profit first system the right way. So financial processes you've been missing and give you a dedicated fractional CFO who actually understands investing and keeping track of your numbers on flips, wholesales, rentals, private lending, all of it.

00;14;54;15 - 00;15;31;11

Unknown

So if you want predictable profit instead of living, deal to deal, head over to simple cfo.com and book your financial clarity call today. That's simple cfo.com. Stop living in confusion and start keeping the money you worked so hard to earn. Now back to the episode. Awesome. And when you say multifamily, is this a big unit? Is this small like five plus units or like just so you know, because I say multifamily and some people might be thinking the smaller ones are like, is that it's like a massive building and you got a bunch of apartments and gosh, yeah, we have all of the above.

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Unknown

So I will say that not like our biggest building at this point is 50 units. Okay. So someone might think that small, someone might think it's huge, but I'll still do a duplex in a triplex. David. Like, for example. And we're doing a flip and key call Florida. Right. A single family home. We've got a triplex under contract in Akron, Ohio.

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Unknown

We've got stuff in Texas and Canada like, to me, the most important thing is I'm looking at my time versus effort and all that and how much money I can make. And most importantly, because I'm using other people's money, paying them back with interest first. Right. The my agent is is I can't stress enough is my most important.

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Unknown

But yeah, honestly, if it makes money and it's a low hanging fruit and I can execute it, doesn't matter to me if it's a ten plex or five plex. Awesome. So it sounds like you're teaching investors wherever they are on their journey to whether it's like they're just getting in and getting started and like they could buy a smaller building or, you know, the 50 unit, like if they're down the road, it's like because you teach to buy these creatively, correct?

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Unknown

Yeah, exactly. So like our go tos are three are seller financing. So selling financing, owner financing that names everywhere carry bags of TVs, whatever. You know, basically all the same thing using, retirement funds. And then also as mortgages and then also promissory notes. So those are three key go tos that we've scaled our portfolio and that we're showing other people as well.

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Unknown

So then you're, you're showing people how to use, you know, or how to structure the sell or finance offers or I that's very interesting on this. The the IRA one or so, you know, like the retirement account. One, do you teach people how to find those people that will fund deals for that? Or like, what does that specifically just, if someone has never heard of like, using that to buy real estate.

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Unknown

Yeah. So both. Right. We'll show you how to find structure, negotiate with with, with the, you know, these types of investors, we'll show you how to make sure that the deal can actually support a right, because not every deal can support, close to or 100% financing. So we show that as well. And then I can't say it enough, how to exit, how to pay everyone back with interest.

00;17;30;26 - 00;17;56;04

Unknown

So all of the above, David? Okay. Well, this is awesome. What it sounds like as I'm digging and digging, like, why more people keep joining? Because you're really getting to the brass tacks and you're getting it to where it's on people's level. And I love the no JVs where you even equate it to profit first. Like making sure that your take home as much as you can versus, well, I love how you said it too, because you have lenders, so you share a little bit of the money with them.

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Unknown

But the decision making process is with you guys where I feel like you really made that distinction, where JV is like partnership, but it's a partnership of money and mind like you have to you have to run everything, pass them all the time and you got to try. And it's that's a lot of partnerships. Like if you just go down that road and David, if I can give you a quick example of something, we're one of the buildings we just refinanced.

00;18;18;24 - 00;18;39;03

Unknown

So Mel's oldest daughter's gone to college. We had that. We do some house renovations, lake house renovations, and we had a building sitting there that, had interest rates back from, you know, 2020, 2021. I forget exactly where they were. They were very low and we wanted to do a refinance at a higher interest rate. Right. With our payments going up and our cash flow going down.

00;18;39;03 - 00;19;00;04

Unknown

But we were taking out a large sum of equity. So we thought Mel and I laughed to ourselves like, yeah, we're okay to do this because it's already a racehorse property and we're we're still going to cash flow, but less. But it's going to help, you know, with our lifestyle, different things. We said imagine we had a joint venture partner and we went to them and said, hey, can we refinance this at a higher interest rate, making less cash flow?

00;19;00;04 - 00;19;17;10

Unknown

And I know it might not be the best it is, but we we knew that we could do so again. It wasn't our first deal, but the JV partner would have laughed us out of the room. And I said, why are you kidding me? Yeah, well, like so again, this is the benefit of having 100% decision making where we were comfortable with it.

00;19;17;10 - 00;19;35;17

Unknown

Right? We we use you guys simple CFO obviously. And you guys helped us look at the numbers and make sense. So but that's just an example of recently. Yeah. The fill up. Yeah. And I love hearing that thought process because it's like if we had a JV we never do this. But and it might not have made the best business decision.

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Unknown

But I love what you said even before you're a father first. So it's like making sure that the business is supporting your life and your lifestyle. And like helping the people in your family versus at that point, if you had a JV partner there, your veto, like you have to take care of them first, even before your family.

00;19;53;19 - 00;20;13;25

Unknown

Like if I put it in that perspective, like you have to ask their permission, you know, like to to do right by your family so that I really like that. That was, that was I like that a lot. So this like I said, as I pull back the layers that like why you guys get so big, you got so big and you have so many people, following you because you are, you're you're a man of your word and woman.

00;20;13;26 - 00;20;45;18

Unknown

I can't leave Mel out of here. Just out here because you both are a powerhouse team. You stand behind what you teach. I love that time versus effort, you know, because we're we're investors. But like you said, we're family people. We're we're we're human beings, you know, first, like what what monikers do we put on ourself. And then I do like how you said you always are taking care of those lenders, because I think that's also say if you're going to be in real estate and you're going to be in there a long time and you're going to help a lot of people, you have to have high integrity and especially with the people that

00;20;45;18 - 00;21;06;22

Unknown

lend you that money. So this been it's been a lot of fun talking about that. You did bring up simple CFO. I did wonder how, you know, like how is that helped you make financial decisions during this time? It sounds like for that one I was working through the numbers. But you know, just being able to have someone on your team to help you through financial decision making process, if you don't mind me asking.

00;21;06;25 - 00;21;24;16

Unknown

No, 100%, 100%. David, I can't say enough good things about you guys and your company and how you've helped us. I'm so glad we met. Just again, like I'm a real estate guy. Mel's a real estate, you know, lady as well. And these forecasting and then, like, all this stuff, like, I was a firefighter, right? I wasn't an analyst.

00;21;24;16 - 00;21;51;16

Unknown

I wasn't, and I like buying buildings and I know how to, you know, make them make money and pay people back. But all these projections and making sure that, you know, panels and all this stuff, you guys have made it so much easier because of that and which. Okay, think about this. If I'm not being the visionary and the guy that wants to go buy deals and Mel as well, if we're not bogged down with, okay, now we got to be bookkeepers, now we got to be accountants now we got to be, you know, CFO.

00;21;51;19 - 00;22;06;11

Unknown

It gives us more time back to pursue what we what we love doing and what we're good at. Right? Just like, yeah, I don't want to become a lawyer or an attorney just so I can I pay them. That's why I same thing with you guys. It's a service that helps so that I can do what I'm good at.

00;22;06;11 - 00;22;22;29

Unknown

And I know what I'm not good at, so I, I then for genius, because it sounds like your core genius is working with over 2000 students there. Do you mind me digging in just even a little bit more on the on the coaching side, I don't literally love to know, like, do you do lives with people weekly?

00;22;22;29 - 00;22;38;06

Unknown

Like, how is the coaching structured in the fact of like, you get the information to people, do you have a bunch of coaches on your team and there's like one on one? I just I'm very curious, you know, like how you structure it for the people because that's a lot of people you work with. Yeah. So a lot of different ways.

00;22;38;06 - 00;23;01;02

Unknown

So there's a lot of group learning. There's obviously some videos and documents people need to get up to to I like that. So some there's some self-learning, there's some group learning, as well. Then there's the networking community. The, there are some one on one aspects as well as people who choose to do so. Excuse me. And then there's always like bonuses like Mel and I are always trying to overdeliver.

00;23;01;03 - 00;23;18;11

Unknown

Right. And how you stack. And so we'll have special guests like, I'm thinking you're going to come talk to the action family as well. Right. And the ways of how to, you know, profit first and all that. We'll have attorneys and mortgage brokers and insurance brokers, like all the professionals that they would need. They'll come in on bonus sessions.

00;23;18;11 - 00;23;36;02

Unknown

Just help them. We introduce them to the same people we use so they don't have to reinvent the wheel. Like, oh, goal. Like when we had the car crash, it was literally what do we wish we had when we started? And that's where we went down the rabbit hole and that's what we created, is just. Yeah, went from all of that.

00;23;36;09 - 00;24;05;21

Unknown

Yeah. So you, you're meeting people where they are. It sounds like it sounds like if they need the self-paced and they can do that. And then there's the group aspect, which you got to love a network, you know, your network is your net worth. So you're like facilitating that. And then it sounds like if people want more one on one time with someone, it's like, you've got that avenue as well, and then you're cultivating the relationships you wish you would have had, and you're helping people get to where you were just faster, because now you're helping them cut down on that learning curve a lot.

00;24;05;21 - 00;24;31;05

Unknown

So sounds like an awesome thing. And like I said, peeling back the onion of why you have so many students with you that love you guys. Because I always hear great things about what you're doing too. And obviously we get to see behind the scenes and it's like, these are real investors. And that's what I love about this is when people like you who have such an influence also care about your own business and your financial house and the people on, on in your family.

00;24;31;05 - 00;24;47;08

Unknown

Like, I love that illustration that you just gave of. Like refinancing might not have best, the best, you know, business decision, but it was for what we needed for at this point with our daughter. And it's like, I love absolutely love stuff like that. That's why I cannot recommend you guys enough. Like, I want to get you guys out there.

00;24;47;15 - 00;25;08;08

Unknown

I know we're doing more things, with you to try and get your stuff out there. You guys do an incredible job. I did want to ask. Just a couple last questions is if you had to start all over again, is there anything that you would incorporate or bring on or whatever if you were, if you were starting Real estate Day one again?

00;25;08;10 - 00;25;26;00

Unknown

Okay. Great question David. So I'll say two things. I'll talk about it from the real estate side. And then also from the bookkeeping side is get a culture mentor. You're you're don't look at it as paying money. You're literally buying time. And you're avoiding the sneaks it's going to pay for. I wish I got a coaching mentor in the beginning.

00;25;26;03 - 00;25;48;11

Unknown

Like those 18 properties in our own name were a disaster. Yeah. I need a hot advice. But yeah. So definitely you're you're buying time back and you're you're buying, avoiding mistakes. The second thing is because of our personalities and, you know, growth and fifth gear and, you know, books and all that kind of stuff that doesn't I'm not strong in was in first gear.

00;25;48;16 - 00;26;04;05

Unknown

I strongly recommend from day one, make sure your books are solid and that everything's up to date because at the end it's going to it's going to, stop your growth. Right? And it's going to stop, you know, doing what you love. So get a coach and make sure your books are up to date from day one. Smooth.

00;26;04;05 - 00;26;24;25

Unknown

What is that saying? Smooth is slow. You know, what is, or what is it was not move this one. Yeah, yeah. We had a lot of research. That's good stuff. Well, this means a lot coming from you because you've built something. You've built something great. You're helping other people and it's like a lot of people out there in the in the coaching world, just like, all the time.

00;26;24;25 - 00;26;41;05

Unknown

Just go full out, play full on. It's like we want you to. But you also have to make sure you're building what you want around. And that's what I'm hearing from you is like, really get someone to save your time. And then also make sure you're building what you want and the numbers reflect what you're trying to go after.

00;26;41;05 - 00;27;03;18

Unknown

So now this has been really good. Do you have any other advice that you'd like to get out there? And then I'd like for you to point people like, how can they get in touch with you? Yeah. No, I agree with you. Stabilization periods where you can have peaks, of growth. But at some point you've got to stabilize your portfolio and, and reposition and make sure that that's more important that than than growth, in my opinion, is making sure you're solid.

00;27;03;21 - 00;27;19;10

Unknown

And then, yeah, guys, we're all over social media. Definitely reach out to us. I know, David, I'm sure you'll put some, link. Yeah. As well. And guys, if you're ever interested in joining the action family, please reach out to us and make sure we actually have a bonus. We were David. We, we chatted about it, so.

00;27;19;10 - 00;27;35;13

Unknown

Because, you know, thank you so much for having me on your on your platform. David. We have a bonus for you guys, right? If you if you've been following David and you're coming first, from simple CFO. Excuse me. And David, let us know because we have an exclusive bonus for you guys. Then we'll chat about when if ever you guys do book a call.

00;27;35;13 - 00;27;57;09

Unknown

So, yeah, don't be shy and make sure to mention simple CFO. And we'll let you know the extra bonus that, then we're given the David and his audience. I love it. And awesome. Well, and you can find them at investor and Dave all over social media and all over everywhere. So if you're willing to look them up, we'll also put the specific link in the show notes and probably email this out too, because this is a good episode, really good actionable advice and just where you are right now.

00;27;57;16 - 00;28;19;11

Unknown

This is I, I feel like you gave a lot of stuff the secret sauce to marriage, like forgive and forget, move on. You know, I keep going, you know, if you're going to be married and working together from that all the way to, like, just have integrity, do what you say you're going to do, put that family in first position and like, don't have the jv's that hold you back from even doing that, you know, and like doing the stuff that really matters to you.

00;28;19;16 - 00;28;35;08

Unknown

Make sure you have the books and the numbers and the clarity. So yeah, when you're building the business, you really want to do lots of great advice here. Stabilize the business. That's been really good. And if you're out there and you're wondering, like, okay, how in the world do I get something in here? So I know my numbers and whatever.

00;28;35;14 - 00;28;51;19

Unknown

Go to simple cfo.com you can actually go to for this episode. Go to forward slash Mel Dave like because they they were following us here. I want to promote them back to you. But if you go there you can book a call with our team as well just to help you get, your head around the finances, like a lot of people need.

00;28;51;26 - 00;29;09;27

Unknown

And just those baby steps, the baby steps, the financial financial clarity in your business. But, Dave, thank you so much for being here today. I really hope in the future we can get both of you and Mel on, just because. I like your dynamic together as well too. So we'll have to do another one. Just an excuse to get you back on.

00;29;10;00 - 00;29;25;23

Unknown

That's well too, so I'd love to to do that with you both. But, thank you so much for being a great guest here today. Thanks for having nothing to say. Awesome. So you're saying nice. Thanks for having me on. David, I appreciate it. Yeah. And then, like I said, if you are out there, follow investor Mel and Dave.

00;29;25;27 - 00;29;41;27

Unknown

And then also remember to make profit a habit in your business. That's it for today's show. Be sure to subscribe, review and share this episode. If you're serious about financial systems and keeping more of your profit. Visit simplecfo.com to take your free discovery call today.